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Whether you are looking for educational information for yourself, a friend, a relative, or a client.....please allow me the privelege of providing you with the facts that you will need in order to make an appropriate decision regarding the potential benefits of the HUD/FHA Home Equity Conversion Mortgage program.

In today's uncertain world, it is more difficult than ever to meet your financial retirement goals. Now that the "big name" banks are no longer offering reverse mortgage products it is important to choose an experienced professional to work with who has the ability to help you smoothly through the product choices and the loan process.

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Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

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What the Fed Rate Hike Means for Your Mortgage Rates

April 19, 2017

Over the past several years the economy has improved. The stock market recently reached an all time high, investments have risen, and the unemployment rate has dropped.

Now that the economy has improved, interest rates are starting a slow climb to pre-2008 levels. Recently, the Federal Reserve increased the interest rates by a quarter of a percent,

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Six Home Security Tips for First-time Homebuyers

April 18, 2017

If you recently bought your first home (or are planning on it), you have much to look forward to.

It’s also important to protect your property. New homeowners are especially vulnerable to  security risks as you’re likely new to your neighborhood and just beginning to understand your home.

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Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.

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