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Whether you are looking for educational information for yourself, a friend, a relative or a client.....please allow me the privelege of providing you with the facts that you will need in order to make an appropriate decision regarding the potential benefits of the HUD/FHA Home Equity Conversion Mortgage program.

In today's uncertain world, it is more difficult than ever to meet your financial retirement goals. Now that the "big name" banks are no longer offering reverse mortgage products.... it is important to choose an experienced professional to work with who has the ability to help you smoothly through the product choices and the loan process.

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Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

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Want to Retire in a New Location? Consider the HECM for Purchase Loan

March 21, 2017

Are you retired and thinking about moving to a new location? This is common, as 64% of retirees expect to move at least once during retirement.

Whether you want to relocate to a warmer state or move across your city to be near your grandchildren,

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Six Reasons to Consider Adding Home Insulation

March 16, 2017

When it comes to homes, insulation matters! And according to recent research, 90% of US homes are under-insulated.

If you’re one of the many Americans living in an under-insulated home, here are six reasons to consider adding insulation:

It helps keep your home comfortable
If your home feels uncomfortably cold during winter or hot during the summer,

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Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.

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